Guest post by Greg Hutana.
Recently, I watched a YouTube video on the Top 30 things to have prepared in case the Government or Financial systems that we have grown up with should come to an abrupt end.
The first on the list was to have some cold hard cash on hand, if indeed this should happen, while cash is still legal tender. The second was a real surprise. I was dumb struck to find, that according to this commentator’s reasoning, the second was to be debt free.
The person went on to explain that in a crisis like this most people assume that they get a free pass on their debts. In fact this is not the case. Instead the wealthy and those in power, turn to the function of a debtor’s gaol in order to continue having control and influence over people’s lives.
Now is this a fact or not? I couldn’t tell you for sure, but it might be worth investigating some of the small print in your mortgage contracts or credit card contracts to find out.
I realised after my first wife took the houses and left me with nothing, that in fact God had been generous with me in a roundabout way. Overnight I became free of my mortgage. I still had to work for five more years in a cleaning business to payoff my other debt’s, but today I’m debt free.
The Bible talks about not being in debt. Some may just see it as a story or a parable and not all that valid for today, but I believe it’s there to help us not be slaves to this world and its system. It’s very much valid for us today.
The Scriptures and this conversation are not meant to make you feel like crap or condemn you because you might be in debt to your eye balls, but rather to potentially help you to make new decisions around debt and the accumulation of more debt in the future.
People often say to me, “but Greg I have a house I can sell, or my kids must have the best schooling and health, so in fact I am not in debt, but instead, I’m sowing into equity for my kids future.”
The problem with this is that when you lose your job, fall ill or the housing market collapses, the people who loaned you the money, won’t want your brick house, your kids wonderful teeth or good education as payment. They will want the cold hard cash that you owe them, or something else far worse. The equity you thought you had will vanish.
If this teaching stirs up something in you then please don’t let it be condemnation. Let it be rather be a call to action.
One of the main reasons the modern church is so powerless is because the people of faith are as broke as everyone else around them, so how can you sow into your neighbour’s situation when your own is so dire?
Every month I’m able to be generous for no other reason then I have surplus. I have overflow. Will I ever own a house again? Maybe not, especially when I keep giving the savings for a deposit away, but God is big enough and he is more than able.
I’m fortunate, my ex-wife has a knack for milking the worlds systems for all their worth. My kids will never go without. Even though I don’t agree with everything she does, I thank God for her and her wisdom in this area. She has no idea that God has been able to give me confidence to be generous because of her skills.
God is big enough to care for my girls future, pretty awesome ha. God bless you and keep you in the faith. May you find the strength to be generous and work from abundance in regard to your neighbour, on your journey towards being debt free.
‘Keep yourselves free of the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you,” So we confidently say, “The Lord is my helper, I will not fear; what can man do to me?”‘ (Hebrews 13:5-6, ESV)
Greg is 47, and currently lives in New Zealand.
He is an elder at Beth Melek Jewish Community and a member of Maori Initiatives, helping indigenous people do better. Maori Initiatives runs a podcast, which can be listened and subscribed to via itunes.
He is the proud father of two daughters, and by his own admission is “a terrible example of Christ, who Christ still loves anyway!”